How to Join Harambee DT SACCO
Becoming a member of Harambee DT SACCO is simple and flexible. Whether you prefer to register online or through one of our physical service points, we’re here to make your onboarding process smooth and transparent.
Option 1: Register Online
You can begin your membership journey by filling out our online registration form. Once submitted, a SACCO representative will reach out to guide you through the next steps of onboarding.
👉 Click here to register
Option 2: Manual Registration
Alternatively, you can download and fill the hardcopy membership form available at any of our FOSA branches or on our website under the downloads menu.
Steps:
- Attach all required documents as listed under Membership Requirements.
- Submit the completed form and documents through one of the following channels:
- Post Office
- Physical delivery at the SACCO reception or FOSA Customer Service Points
- Via Harambee Pesa Agents
- Through our Business Development Executives (BDEs)
- By email to info@harambeesacco.com
- Pay the one-time membership fee of Kshs. 1,000 using:
- Paybill Number: 525200
- Account Number: Your ID Number
- Or deposit at any FOSA or through Harambee Pesa Agents
What Happens Next?
- Your application will be verified and registered in our system.
- A membership number will be generated and sent to you.
Important Notes
- All members must join the Sink Fund (Loan Protection Program) and contribute Kshs. 300 monthly.
- A total of Kshs. 30,000 in Share Capital is required. Members can pay in instalments to reach this target.
- Members can request a copy of the SACCO By-laws after paying the applicable fee.
- Upon reaching the full share capital amount, members can download their digital share certificate via our portal:
www.harambeesacco.com/webportal